Join Now
Apply Now Open a Checking Accountz We call them “service centers” for good reason.

Who is 1st Advantage?

We are more than a financial institution. We are a solution finder. A valuable resource. Your valuable resource. Safe and sound, 1st Advantage Federal Credit Union is federally insured, just like a bank.  Learn more

And because we are a member-owned cooperative, we can offer our members tremendous financial advantages in the form of lower-rate loans, better-rate savings, and many free services. We are your neighbors who share your values—living, working and going to church and school together—and we make it our responsibility to share what we can, giving back to our community. That’s not just life at 1st Advantage. That's Life. Shared.


Who is eligible for membership?

If you live, work, worship or attend school on the Virginia Peninsula—including Williamsburg, James City County, Newport News, Hampton, Poquoson, York County (including Seaford, Dandy and Grafton) and Gloucester County (including Gloucester Point, Hayes, Schley, Whitemarsh and Belroi)—or have a family member who is already a 1st Advantage Member, you are eligible to join us.

Find out more by visiting www.1stAdvantage.org

Check into convenience and savings.

It’s just that simple. 1st Advantage offers you three checking account options, all with our convenient VISA® Check Card that allows you access to more than 784 local fee-free ATMs (over 65,000 nationwide), Direct Deposit, Overdraft services, Online Banking and Call-A-Teller. We also have 10 local branches and over 4,400 service centers across the country ready and waiting to serve you.

Want to contact us?

Open a better Checking Account. Let us show you how. Contact us at 800-359-7650 or complete this form and we will contact you.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.